Should you buy a phone from a carrier in 2023?

Everyone loves picking out a new mobile phone, but the process of actually buying one can be stressful. Should I switch carriers to get the best deal? Do I have to pay upfront or pay for 36 months or more? What does all the fine print mean? Ask yourself before you get a new phone There are literally dozens of questions you might need to ask, but the first step is choosing between buying from a wireless carrier or unlocking from a retailer. We’ll tell you everything you need to know so you can spend more time with your device.

lock and unlock

There are many pros and cons to consider when choosing between locked and unlocked smartphones. For example, if you buy an unlocked device like the Samsung Galaxy Z Fold 4 from Amazon, you can get a discount directly at checkout, but otherwise you’ll need to pay the full amount upfront for the device. Carriers, on the other hand, typically offer subscribers the option to pay over 18 or 36 months, sometimes with additional discounts or incentives. The problem here is that if you decide to make changes later, you’re stuck in a situation that’s hard to walk away from. In the worst-case scenario, you may even end up paying more monthly than if you just paid the full price.

Samsung Galaxy Z Fold 4 and Samsung's S Pen case set against an autumn background

(Image credit: Nicholas Sutrich/Android Central)

So what is the solution? Well, it’s not as clear cut as you might expect. It really comes down to you, your budget, and your individual circumstances. When asked which one they purchased, the majority of participants said they preferred an unlocked device. Suitable for when you want to choose freely. Many carriers offer significant discounts when you bring your own phone and add lines. This is a win-win situation.



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