Are postpaid plans still valid in Malaysia as of 2023? We all know that prepaid plans are much cheaper than postpaid plans in Malaysia. But are there any other advantages to using postpaid?
For those new to mobile plans in Malaysia, here are prepaid and postpaid plans.
What are prepaid and postpaid plans?
A prepaid plan means that the user has to pay for the mobile plan in advance Before you start using services such as calls, SMS, mobile data. And most importantly, there is no contract.
Postpaid plans mean users get billed on a monthly basisPostpaid is usually bound by a 12-24 month contract in Malaysia. If the user exceeds the call, SMS, or data limits, the service will continue but will incur overage charges.
Prepaid Plan vs Postpaid Plan
Prepaid and postpaid plans each have their advantages and disadvantages. Let’s take a quick look at their differences.
| advance payment | deferred payment | |
| price | It’s cheap | high |
| agreement | No | yes |
| Service interruption due to excess | yes | No |
| SST | Exemption | 6% |
| Penalty for early termination | No | yes |
| flexible | yes | No |
| Porting to other carriers | Simple | difficult |
| speed | Varies depending on contract plan | usually unlimited |
| coverage | equivalent | equivalent |
| family tree | No | yes |
| smartphone bundle | No | yes |
| perfect for | individual user | corporate user |
Top 5 Reasons Prepaid Plans Are Better Than Postpaid Plans
#1 Prepaid plans are cheaper than postpaid plans
general, Prepaid plans are cheaper than postpaid plans in malaysia.
By 2023, Median prepaid plan in Malaysia is only RM37.06which is equivalent to RM1.20+ per day.
Most people can enjoy unlimited internet with or without speed limits at this price point, depending on the carrier.
For example, Umobile U25 is RM25 per month and speed limit is 3Mbps. It’s enough for web browsing and watching his 480p quality videos on your smartphone.
on the other hand, Median mobile postpaid plan is RM113.91Calculated based on the latest postpaid plans offered by , Celcom, Maxis and Digi in January 2023. That’s almost three times the median price for postpaid plans.
moreover, Prepaid reloads are exempt from 6% service tax However, postpaid plans are additionally charged with 6% Service Tax (SST).
Plus, get close to 5%-10% off when you reload via the Lazada and Shopee apps. And you can probably get some cashback or coincashback.
#2 No contract
The second biggest advantage of using a prepaid plan is that there is no contract period. Users are not bound by any contract and are free to upgrade or downgrade monthly plans.
Also, there are no fixed monthly contracts to worry about.
As an example, you can put your prepaid plan on hold if you are traveling abroad for an extended vacation. Your number is usually valid for another 30-60 days.
#3 No surprise charges
There are no surprise charges with our prepaid plans. Users must subscribe to a plan before they can access calling or data services. Additionally, any additional minutes or SMS you use will immediately deduct your available credit. So it’s very clear.
Many postpaid customers accidentally consume more data and airtime than they intended. Worse, they don’t realize this until they get their phone bill. and suffer economic losses.
#4 Easy to switch telco/port out
Prepaid plans make it easy to transfer or switch to another carrierIn most cases the entire process can be done online.
In contrast, postpaid plans are typically more difficult to switch or terminate. First, you need to fulfill the contract period so as not to incur penalties. Completing the port-out process typically requires the user to make a phone call or visit the nearest customer service center.
#5 No Late Fees
Prepaid plans are pay-as-you-go. If you don’t pay in advance, you can’t get the service, that’s all. No need to worry about late fees.
For postpaid plans, there is a payment due date on your monthly bill. If you forget to pay, late payment charges will be incurred. For example, Maxis may charge late payment interest of 1.5% per month on such overdue amounts.
3 Advantages of Postpaid Over Prepaid Plans
#1 No Service Interruption
Compared to prepaid plans, the biggest advantage of postpaid plans is that you don’t have to worry about the service running out even if you exceed the plan limit. However, overage charges will apply.
We have consistent service. This is good.Aspects that are very important for companies and business users
#2 Family Tree
There are special postpaid family plans offered by Celcom, Maxis and Digi. In some cases, there are better family plans that are more cost-effective than each person subscribing to individual prepaid plans.
#3 Smartphone Bundle
If you’re looking for a cheaper smartphone, especially an iPhone, consider subscribing to a postpaid plan that comes bundled with your smartphone. However, it’s important to do some research and compare different iPhone plans before choosing the best plan.
verdict
In conclusion, the prepaid plan is cheaper and there is no contract, so personal use is more advantageous.
Conversely, postpaid plans are better for businesses because the service is uninterrupted when the limit is exceeded and the bill is suitable for accounting purposes.
